Boats, RVs, golf carts and toys
You worked hard for the fun stuff. Make sure it's covered right.

From boats and RVs to golf carts and other recreational vehicles, NoCap helps protect the things you enjoy off the clock.
We shop multiple carriers for coverage that fits what you own, how you use it and the rest of your plan.
- Coverage for more.Boats, RVs, golf carts and beyond. Got something unusual? Ask us.
- Independent options.Multiple carriers, one conversation.
- The whole picture.How these policies work with home, auto and umbrella, so there are no surprise gaps.
What it protects
Boats and watercraft.Your boat, equipment and certain liability on and off the water.
RVs.Weekend getaways or cross-country trips.
Golf carts and more.Not just for the course anymore.
Straight answers.
Does my homeowners insurance cover my boat or golf cart?
It may in limited situations, but don't assume it's fully protected. We'll review your policies.
What types of recreational vehicles can you insure?
Depending on carrier availability and eligibility: boats, RVs, golf carts and other personal recreational vehicles. Have something unusual? Ask us.
Do I need insurance for a golf cart?
It depends where and how it's used. We'll walk you through the risks and options.
Should toys factor into an umbrella?
They can. We'll look at your whole liability picture.
Can my boat or RV go with my other insurance?
Depending on the carrier, there may be ways to place your policies together. We'll compare the options on coverage and cost.
One plan beats five policies.
Most families have more than one thing to protect. Tell us everything once.
