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As your income and assets grow, your liability exposure can grow with them.
Umbrella insurance provides an additional layer of personal liability protection above certain underlying policies, such as your home and auto insurance. For households with more to protect, it can be an important part of the overall insurance strategy.
Umbrella coverage shouldn’t exist in a vacuum. We’ll look at your home, vehicles, recreational assets and overall liability exposure to help determine how much additional protection makes sense.
We evaluate your coverage together instead of treating every policy as a completely separate decision.
We'll help you understand where your existing liability coverage ends and where additional protection may be appropriate.
Not sure whether you need $1 million, $2 million or something else? We'll walk you through the factors that matter.
One serious liability claim could extend beyond the limits of your underlying insurance.
Umbrella insurance can provide additional protection when a covered claim exceeds certain underlying policy limits.
Add another layer of liability protection beyond qualifying home and auto policies.
Depending on the policy, umbrella insurance may provide additional protection for certain liability exposures.
Know that you've taken an additional step to protect the assets you've worked hard to build.
Find clear and helpful answers to the most common questions about our insurance plans, coverage options, claims process, and policy terms. This section is designed to provide quick guidance and clarity, helping you make informed decisions with confidence.
Umbrella insurance provides additional personal liability coverage above the limits of certain underlying policies, such as homeowners and auto insurance.
People with higher incomes, significant assets, multiple vehicles, teen drivers, pools, boats or other increased liability exposures may benefit from additional protection.
It depends on your assets, income and potential liability exposure. We'll help you evaluate your situation.
Pricing varies, but umbrella coverage can often provide a significant amount of additional liability protection relative to its cost.
Possibly, although umbrella carriers typically have requirements for the underlying policies and liability limits. We'll review your existing coverage and explain your options.
You’ve got things worth protecting. We’ve got options. Let’s find the right coverage for what you own, what you love, and what comes next.
Protecting your future with trusted and reliable insurance solutions.
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